Secured Loans (14.5% APR typical variable)
Are you having difficulty getting a secured loan approved?
Are you looking to release equity for home improvements or a holiday home?
Do you want to consolidate your existing debts into one lower monthly repayment?
Whatever your secured loan needs are, Need Credit are confident that we can offer you a great deal on your secured loan.
Can I get a secured loan if I have a poor credit rating?
We have a great relationship with a number of leading lenders, combine this with expert advice and we are certain that we can find you a secured loan, which start at just 14.5% APR Variable.
It does not matter if you have been refused a secured loan in the past, or even if you have an adverse credit rating - we specialise in getting these clients approved!
We can also offer you a range of borrowing terms for you secured loan, such as:
- Repayment terms from 3 to 25 years.
- Borrow any amount from £3,000 to £100,000.
- Use your loan for any purpose.
- Hundreds of Secured Loan ending plans available.
- We will give you a decision in principle within 48 hours.
- Proof of income and employment status are not always required.
- We can help find you a secured loan even if you have mortgage arrears, CCJs, defaults or a poor credit rating.
Secured Loan Advice from Need Credit
If you want to enquire about getting a secured loan with us, or simply want more information on what deal is right you, call us on 0800 048 1774.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
Need Credit is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd. Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.