Remortgages (8.5% APR typical variable)
We are confident that we can find you the best deals on a remortgage, whatever your circumstances.
Can I remortgage my home?
Yes, we have a great success rate in getting clients approved for a remortgage, even if you have a poor credit rating.
If you fit the following criteria then you should qualify:
1: You have your own property.
2: You are aged between 18 - 75.
3: You are employed or have a regular source of income.
4: You are a UK resident.
5: The total amount of debts currently secured against your property does not exceed 90% of its value.
We aim to have a formal remortgage offer approximately 4 - 6 weeks after receiving your fully completed application.
Do I need to remortgage?
People remortgage for many different reasons. A remortgage is often most suitable for those who want to:
- Carry out home improvements.
- Raise money to repay expensive cards or unsecured loans.
- Start a business venture.
If you want more information about how we can help you remortgage, call us free on 0800 048 1774.
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
Need Credit is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd. Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.