Need Credit?

Do you need credit? Sometimes it seems as through credit (or debt) is being thrown at us from every angle, but sometimes you just can't get accepted when you really need credit, especially in these current economic times.

Bad Credit History? Need a Loan?

If you have a bad credit history and find it hard to get accepted for a loan, rest assured that you are not the only one suffering from a bad credit history, and Need Credit may be able to help you get accepted.

Need Credit have access to many different bad credit loans, and we will do our best to find you a loan with a competitive interest rate, depending on your financial circumstances. 

I Need Credit - Why Do I Get Refused?

If you have been refused credit on a number of occasions, then it is important that you consider your options. Maybe you don't actually need more credit, but instead you need a way to make your current debt more affordable.

Need Credit can help you do this through a range of debt solutions, including:

Need Credit will always try our best to find you a loan or debt solution which will best suit your circumstances. For further information and advice please call the Need Credit team on 0800 048 1774.

LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.


ˆ Top Of Page ˆ

Need Credit is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd. Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.

Name
Phone Telephone
Email address
Loan Amount

Please accept our
Data Protection Policy
to submit enquiry.