If you think that you need credit, there are many various avenues about how you could obtain this. There are a number of different types of credit available and the best one is usually dependant on your financial circumstances. Different types of credit on offer from Need Credit include:
Secured Loans: Secured Loans are only available to homeowners, as these are loans which are secured against your home. The main advantage of a secured loan is that it can often offer you a far more favourable rate of interest than unsecured debt, depending on your circumstances.
Unsecured Loans: Unsecured loans are available to both non-homeowners and homeowners. If you have a bad credit rating you may find it almost impossible to get accepted, as part of the eligibility criteria is based on your credit history.
Remortgages: A remortgage is a way to switch your existing mortgage to a different policy or to a new lender. You can use the remortgage to release equity in your home, which you might want to use to consolidate different forms of unsecured credit.
Sometimes it is far better to make your lines of credit more affordable to you than take out further loans which will actually increase the amount of debt that you have. Need Credit can do this too as we offer a range of leading debt solutions including:
Need Credit can try and find you a loan or debt solution which will best suit your circumstances. To find out more, please call us on 0800 048 1774.
Need Credit is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd. Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.