Debt Management Plans

A Debt Management Plan (DMP) is a way to consolidate all your unsecured debts, without having to take out any further borrowings. You could be suitable if:

  • Debt levels are between £3,000 - £10,000.
  • You have previously been refused a loan.
  • You struggle to make minimum repayments.

Your Debt Management Plan will mean just one low payment to us, which we distribute fairly to your creditors. You remain in control of your finances as you only pay what you can afford. We will negotiate to reduce or freeze any interest on your debts, although this cannot be guaranteed.

Our specialist advisors can help you further and answer any questions that you might have on our freephone number, 0800 048 1774.



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Need Credit is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd. Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.

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