Debt Consolidation Loans (8.5% APR typical variable)
With high interest rates adding more debt to your finances each month, it is easy to struggle and fall behind on your minimum monthly payments.
One answer could be a secured debt consolidation loan, which will allow you to use the equity in your home to release funds to help pay off expensive unsecured debt.
We can help, whatever your finances.
At Need Credit, it does not matter what your circumstances are, as we we can help.
Our experienced advisors specialise in helping people with a bad credit history, meaning that we can offer you the best advice on what loan is right for you.
If you do have a poor credit rating, CCJs or late payments, then it is even more important for you to get in touch, so we can shop around and get you a loan with the lowest interest rates possible.
Contact us today on 0800 048 1774 for the best possible service and professional advice .
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
Need Credit is a trading style of Ask Finance Ltd (Registered in England and Wales. Company number 4229724), a wholly owned company of the Harrington Brooks Group Ltd. Ask Finance Ltd is licensed under the 1974 Consumer Credit Act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance Ltd is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.